FAQs

What is health insurance and how does it work?

Health insurance is a financial tool that covers your medical and hospitalization expenses. When you buy a health insurance policy from PolicyChhap.com, the insurer pays for covered treatments either through cashless service at network hospitals or via reimbursement.

Why should I buy health insurance online from PolicyChhap.com?

Buying health insurance online from PolicyChhap.com is fast, secure, and transparent. We help you compare top health plans, understand features, and get instant policy issuance with zero paperwork and expert assistance.

How do I choose the best health insurance plan?

The best health insurance plan depends on your needs. Use PolicyChhap’s comparison tool to evaluate coverage, premiums, network hospitals, waiting periods, and claim settlement ratios before making a decision.

What are pre-existing diseases in health insurance?

Pre-existing diseases are health conditions that exist before buying a policy. At PolicyChhap.com, we highlight plans with shorter waiting periods and better coverage for pre-existing conditions.

Does PolicyChhap.com offer cashless health insurance plans?

Yes, most health insurance plans on PolicyChhap.com offer cashless claim services across a wide network of hospitals in India.

How do I file a health insurance claim with PolicyChhap.com?

PolicyChhap.com provides full assistance in filing claims. You can either go for a cashless claim (at network hospitals) or a reimbursement claim by submitting bills and documents after treatment.